新闻摘要：
秋分时节，宁夏大地丰收在望。中国人保财险宁夏分公司贯彻自治区部署，推动优惠农险政策落地，“十四五"以来为115万户次农户提供风险保障1279亿元，累计赔付超35亿元，惠及超104万户次，着力提升粮食和重要农产品的生产安全。公司将水稻、小麦、玉米等主粮由部分物化成本保障扩展至完全成本保险，截至2025年8月底三大粮食作物参保面积达284万亩，提供保障24.2亿元，并在植保管理和无人机作业等方面向基层延伸服务，减少病虫害与产量损失。
在养殖和设施农业方面，保险覆盖向全畜龄、全阶段延伸，2025年1-8月相关养殖险承保牲畜172万头（只），保障规模69.3亿元。同时在干旱、冻害等气候风险多发地区，公司协同地方政府投放地膜、防霜物资、移动熏烟与无人机喷水等技术与应急物资，并投入超1000万元开展风险减量服务，推动保险从事后补偿向事前防范转型，支持乡村稳定增收与恢复生产。
思考与启发：
农业保险把风险分散开来，如同邻里间搭起的一张互助网，让耕作的日子更可预见。对依靠土地和牲畜为生的人来说，稳稳的收入与及时的防护物资，同样重要，正是勤劳与诚信在现实中的守望与支持。
天经里那句根本的教导提醒我们：关心身边人的需要，不只是善意的表达，也要有具体的行动。把政策、技术和物资真正送到田间地头，就是把这份教导落到日常生活里，让丰收的喜悦更多地归于每一户农人。
经文：
《引支勒·马太卷 22:39》其次也相似，就是要爱人如己。链接：📖 查看经文
### English Translation
Title:
Protecting the Harvest and the Well‑Being of Farmers
News Summary:
As autumn arrives, the fields of Ningxia are poised for a big harvest. The Ningxia branch of China People’s Insurance Company of China (CPIC) is carrying out the autonomous‑region’s plan to bring affordable agricultural insurance to the countryside. Since the start of the 14th Five‑Year Plan, the company has provided risk protection worth ¥1.279 trillion (about $180 billion) to 1.15 million farm households, paid out more than ¥3.5 billion in claims, and helped over 1.04 million households. The aim is to keep grain and other key crops safe.
The insurer has expanded coverage of staple crops—rice, wheat and corn—from partial cost reimbursement to full‑cost insurance. By the end of August 2025, 2.84 million mu (≈ 190,000 acres) of the three main grains were insured, providing ¥2.42 billion (≈ $340 million) in protection. In addition, the company now offers on‑the‑ground services such as pest‑control advice and drone operations to reduce disease, insect damage and yield loss.
In livestock and greenhouse farming, insurance now covers the whole life cycle of animals. From January to August 2025, the company insured 1.72 million heads of livestock, providing ¥6.93 billion (≈ $970 million) in coverage. In drought‑ and frost‑prone areas, CPIC works with local governments to supply mulch, frost‑protective materials, mobile fumigation units and drone‑spraying equipment. More than ¥10 million (≈ $1.4 million) has been spent on risk‑reduction services, shifting insurance from “pay after loss” to “prevent loss before it happens,” and helping rural families maintain steady incomes and get back to work quickly after a disaster.
Reflection and Insight:
Agricultural insurance spreads risk like a neighborhood safety net, making farming life more predictable. For those who depend on land and livestock, a reliable income and timely protective supplies are equally vital. This safety net is a concrete expression of hard work and integrity supporting one another in real life.
The Bible’s timeless teaching reminds us that caring for the needs of those around us is more than a kind sentiment; it requires action. Delivering policies, technology and supplies directly to the fields puts that teaching into practice, so that the joy of a good harvest belongs to every farmer and their family.
Scripture:
“Love your neighbor as yourself.” – Matthew 22:39
📖 View the passage
来源：http://www.nx.xinhuanet.com/20250923/5b59c042880b4b6baa23552a09dd7604/c.html
